Rancho Bernardo


Rancho Bernardo Mortgage Options

All About Rancho Bernardo

Rancho Bernardo, California

Rancho Bernardo is a suburb — albeit not what some might consider a “stereotypical” suburb, because it is actually a part of the much larger city of San Diego, California.Source

Things To Do In Rancho Bernardo:

Come Spend A Day In Rancho Bernardo!

Most of us upon hearing the word “suburb” have a certain stereotypical image in our minds — that of a tightly zoned municipality with separate areas devoted to single-family housing subdivisions, sprawling shopping centers and office complexes, air-conditioned indoor megamalls, and municipal parks with playgrounds for children. Wide-open parking lots accommodate the automobiles we need to get us to and from all these places.Source

Education in Rancho Bernardo

About Rancho Bernardo Educational System

Rancho Bernardo has 4 primary and secondary schools. One of the best schools is Westwood Elementary School, which is rated 9. Westwood Elementary School has 794 students. The public schools in Rancho Bernardo belong to Poway Unified School District. Escondido Union High is nearby and scores lower than Poway Unified School District. Nearby Escondido Union School District scores lower, with a rating of 5. The population of Rancho Bernardo is 43,850. Poway Unified School District enrolls 82% of the population of Rancho Bernardo.Source

Rancho Bernardo Image Gallery

History of Rancho Bernardo:

Rancho Bernardo is rich in history!

The people we now know as the Kumeyaay Indians were the original inhabitants of what we today call Rancho Bernardo. These indigenous people had been on the local scene for approximately 2,700 years prior to the arrival of the first Europeans in 1769.Source

Rancho Bernardo’s Neighborhood

Check out Rancho Bernardo’s Neighborhood

Rancho Bernardo evolved from a developer planned and corporately governed project into an independent community of actively zoned, homeowner association-controlled neighborhoods.Source

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Michael Spirtos Zero Points Mortgage Loans

Michael Spirtos

Loan Officer

Michael Spirtos has over 20 Years of experience in the mortgage business funding first time home buyers and providing investment analysis to large portfolio investors. We will search hundreds of lenders to find you the best pricing. Our company has funded creative Jumbo loans for athletes and actors who may have sporadic income or long off-seasons. We have one of the largest bank lists with full access to FHA, Va, Fannie Mae and Freddie Mac conforming loans with stand alone or piggy back HELOCs as well as Fixed Lines of Credit. Our exclusive network of private lenders allows us to offer stated income lending options, no-income no asset, and Non-QM loans. Buying a home will be one of the biggest investments of your life – get the expertise you deserve.