Sacramento Mortgage Options

All About Sacramento

Sacramento, California

Sacramento is the capital of the State of California and is the fifth largest city in the state. It is located in north/central California, approximately an hour and a half northeast of Oakland and San Francisco. Sacramento has a Mediterranean climate characterized by mild winters and dry summers. Snow does occur in Sacramento in the winter, but it is a rare occurrence, with the record snowfall being only 3.5 inches over 100 years ago.Source

Things To Do In Sacramento:

Come Spend A Day In Sacramento!

The central downtown area of Sacramento contains most of its cultural attractions. Old Sacramento, a 28-acre State Historic Park on the river, in downtown Sacramento offers dining, entertainment, and interesting shops. Excellent sources of information about restaurants, nightclubs, and events include the “Entertainment” Section of the Sacramento Bee, the weekly Sacramento News & Review (SN&R), and Sacramento Magazine.Source

Education in Sacramento

About Sacramento Educational System

Colleges and universities in Sacramento include California State University, Sacramento and Sacramento City College. Some of the programs offered may include teacher assistant training, MBAs, and Engineering & Computer Science degrees.Source

Sacramento Image Gallery

History of Sacramento:

Sacramento is rich in history!

Native Americans inhabited the Sacramento area for thousands of years before the first European settlers arrived. A Spanish explorer discovered and named the Sacramento Valley and the Sacramento River around 1806. John Sutter and other settlers established a trading colony and Sutter’s Fort in 1839. Source

Sacramento’s Neighborhood

Check out Sacramento’s Neighborhood

Sacramento is the State Capitol of California and has grown and prospered from the pioneer and Gold Rush Days to a modern metropolitan city. You can reach the Bay Area or the Sierra Nevada Mountains within two hours and many highways intersect the city for easy access to anywhere. California is an environmentally conscious state encouraging recycling and energy and water conservation.Source

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Michael Spirtos Zero Points Mortgage Loans

Michael Spirtos

Loan Officer

Michael Spirtos has over 20 Years of experience in the mortgage business funding first time home buyers and providing investment analysis to large portfolio investors. We will search hundreds of lenders to find you the best pricing. Our company has funded creative Jumbo loans for athletes and actors who may have sporadic income or long off-seasons. We have one of the largest bank lists with full access to FHA, Va, Fannie Mae and Freddie Mac conforming loans with stand alone or piggy back HELOCs as well as Fixed Lines of Credit. Our exclusive network of private lenders allows us to offer stated income lending options, no-income no asset, and Non-QM loans. Buying a home will be one of the biggest investments of your life – get the expertise you deserve.