We started Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers.  Maybe you really don’t care – you’re just here for the low rates and fees.  That’s okay! You’re still helping us make a difference! Click the “Apply Now” button to go to our online application.  When you are done, you will also have the option to securely upload documents to us as well through that portal.  If you have questions before you want to get started, you can call us, email us, or click our online chat support to ask us questions.  Stuck in the middle of an application and have a question – give us a call. 

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